sas statistical manual

al 2010 outlined Financial Service Authority FSA, 2005, 2006a in UK; and sas records OECD, 2005 as countrywide and international effort to evaluate financial features of consumers. Holzman 2010 also indicated how governments and loads of local and foreign agencies including monetary institutions were operating towards sas statistics promoting of personal economic education. This provided a list of efforts of stock taking over personal financial capability that may serve in designing and imposing intervention programs to boost personal financial ability. His list includes: OECD initiative of advertising personal economic management schooling in sas data member nations, and businesses created in New Zealand Retirement Commission, 1995, United Kingdom Financial Service Authority, 2000, Canada Financial Consumer Agency, 2001, USA Financial Literacy and Education Commission, 2003, and Australia Financial Literacy Foundation, 2007, and because transferred to sas records Australian Securities and Investments Commission Holzeman, 2010. Holzman 2010 mentioned that sas statistics last 10 years supplied lesson on sas data significance of consumer personal economic ability to enhancing personal’s well being and building national economy. In developing international locations, like Ethiopia, sas records issue of non-public monetary management has not given consideration by academia and policy makers.